

You can still use the products and services of your Credit Union even when you go away to college.
With an ATM Card, you can access your account and make withdrawals and deposits.
Our 24 hour audio response teller (TONI) will allow you to initiate transactions from any touch tone telephone.
A First Ohio Credit Union VISA Card makes handling your college expenses much easier. Also, this is a good opportunity to establish credit.
With a First Ohio Credit Union Share Draft Checking Account you have a record of bills paid and get a convenient check card, too.
Group Accident Insurance up to $2,000, is free upon receipt of a completed application.
Click here for the scholarship application.
Now Offering Mobile Banking
First Ohio CU is now offering Mobile Banking!
If you're enrolled in Toni
Online and own a smartphone, you can begin to take advantage of this
great new service. Connect directly from your smartphone to check
account balances, transfer from member to member or within your own
accounts.
Features also include an ATM locator, branch locator, account
history and more! To begin taking advantage of this useful service log
on to Toni Online and click the Mobile Banking tab.
Skip-a-Pay now available online!For a low, $50 fee you can skip a month's loan payment. Whether you're saving for a vacation or just wanting some extra spending cash, Skip-a-Pay may be a good fit for you.
Just print off the following form and check the terms to make sure you are eligible. From there simply fill out the form, choosing how you would like to pay, and mail it in or drop it off at any of our 3 locations.
Our Online Bill Pay ...Better Than Ever! We would like to take this time to remind you that our online Bill Pay has recently been upgraded. The new Bill Pay is easy to use and has more features than ever before.
Log on to Toni Online from our homepage and apply today if you do not yet use our online banking. Once you are approved to use Toni Online, you will have access to our new, improved Bill Pay.
Thank you for using Bill Pay and for being a member of First Ohio Credit
Union
where you're first in all we do!"
WE HAVE VISA GIFT CARDS! Having trouble deciding what to buy your family or friends?
Check out our Visa Gift Cards!
With a minimum value of $10, and a maximum value of $500,
you can buy a card that's right for anyone on your list!
Stop in to any of our branches and ask a friendly teller for details!
NOW OFFERING VISA TRAVELMONEY In the past, traveler's checks were a nice option for keeping cash carrying to a minimum while traveling. The increased use of credit cards, however, has lessened their effectiveness.
In an effort to combine the two, Visa has introduced TravelMoney, a reloadable Visa card designed specifically for travelers. TravelMoney offers the ease, security, and convenience of credit cards with the low liability of traveler's checks.
For more details, call or stop in today.
CONSOLIDATE YOUR DEBT!Are you experiencing a financial slump?
Do you feel like you can't keep all of your different bills in order?
If you answered yes to either of these questions, or if you simply want a fresh start, First Ohio Credit Union has a solution for you. a Debt Consolidation Loan.
Our Debt Consolidation Loan program has great features, such as:
Shared Branching is a network of credit unions acting cooperatively to bring you more locations, more conveniently. Shared Branching is designed to make access to your credit union more convenient.
With Shared Branching, you have the ability to visit any of the credit union branches within the Shared Branching network to conduct "Guest Member" transactions with accounts in your own credit union.
Sound impossible? Shared Branching has enabled credit unions to link so that when you conduct a "Guest Member" transaction at one credit union's branches, it registers with your credit union.
For more information about Shared Branching, visit www.cuservicecenter.com
to find a branch nearest you.
Identity theft is the stealing of a person's financial information, especially credit cards and Social Security numbers, with the intention of using that data to commit fraud and to create a false persona.
Phishing (pronounced "fishing") is a high-tech scam that uses unsolicited emails, or spam, to trick people into providing their credit card numbers, bank account information, Social Security numbers, and other personal and private information.
Click here to visit www.antiphishing.org

Our Upper Sandusky office is located at 111 Tarhe Trail, near the US 23 and SR 53 intersection. Our friendly staff is prepared to help you with all of your financial needs. Stop in Today!