Earn Double Rewards!

From 11/1/08 to 12/31/08, any purchases made with your First Ohio Credit Union platinum Visa will earn you Double Scorecard Reward Points! Do all of your seasonal shopping with your FOCU Visa and watch the rewards points pile up!

All credit cards are not created equal! At first glance there may notappear to be many differences between the credit card you already have and a Credit Union VISA Card. But, looks can be deceiving.

Compare Annual Fees ... a Credit Union VISA Classic or VISA Gold Card saves you more money. No annual fees.

Compare Interest Rates ... a Credit Union
VISA Classic Platinum is just 12.99% or
VISA Platinum costs less to use, only 10.99%.

Visa1 Check your VISA transactions at: www.ezcardinfo.com

Shop online with added safety. Visit
www.visa.com/verified to create your password today.

Now ScoreCard offers another easy way to see the great rewards you've earned. Visit www.scorecardrewards.com to see the world of awards that awaits you.

Compare Our Other Features:

25-Day Grace Period. A 25-Day grace period allows you to pay off the entire balance without incurring any finance charges.
Free Travel and Accident Insurance: Use your Credit Union VISA card to purchase travel tickets; plane, bus, train, or ship. You are automatically covered by a $200,000. travel and accident insurance policy at no cost.
Cash Advances Available: You may obtain cash advances on your account. A finance charge will be applied to the average daily unpaid balance of cash advances from the date of the advance.
Accepted worldwide.

Isn't it time you traded in your credit card for a Credit Union VISA Classic or VISA Gold Card?

Please call this number to report a lost or stolen VISA card, 1-800-325-3678

Three Locations to Serve you: First Ohio Credit Union, Inc. 1-800-537-5993	1650 N. Countyline St., Fostoria, Ohio 44830 419-435-8513	203 N. Sandusky St., Tiffin, Ohio 44883 419-447-5929	111 Tarhe Trail Upper Sandusky, Ohio 43351 419-209-7589